Your policy matters and you matter. 40 plus years. client focused.


Policies built around feedback and data from all sides. Designed to have an impact At claim time, and also the longevity to be there.

State and Federal

Bringing proven value to government Employees

Giving Back

Charity efforts focused on those who need help when battling cancer

Our Story This is who we are

Employee Benefits and Consultants since 1974. Headquartered in Germantown, TN. We provide a personalized approach and implement plans tailored to the individual. Year over year persistency, of 90 percent, many of our clients have entrusted us for over 30 years.